Finance

Cash flow is the most important thing in your business – more important even than profit. If you imagine cash to be the blood cells of a business, then cash…

Bad debts rarely occur without warning, so if you are pragmatic in your approach and assess your risk at every step, you will minimise the threat of insolvency.

Very simply, invoice finance allows you to unlock the value of your unpaid invoices so you can close the gap between the invoice date and the payment due date – for a fee of course.

Financial crises are not like your average recession or corporate fraud. They involve firms and people overborrowing, usually to speculate on shares or real estate. They turn legitimate economic booms…

When it comes to buying or selling a business, the most important question you need to ask is – how much is it worth?

There is no single formula that can be used to precisely value every private business. The seller will want to drive the price up, and potential buyers will want the opposite.

Although it does not necessarily herald the end of a small business, the decline into insolvency can bring significant changes in company structure, operations and management style. Here are 8…

Most companies will face some kind of cash flow problem at some point. Temporary cash flow problems or financial squeezes usually arise out of matters outside of the immediate control…

If you’re doing well enough that your business is growing rapidly you would expect your finances to be healthy. But that isn’t always the case.

If your firm is expanding quickly, you could find that your cash flow becomes a problem, even though your business is profitable.

It’s a unique financial situation where you are selling so much that you can’t get the money in the door fast enough to pay for the raw materials you need for your next batch of products.

For most business owners, selling their business is a once in a lifetime event. It's also often the culmination of decades of hard graft so it's important you get it…

Raising business finance is difficult at the best of times, but in today’s age of austerity, banks, business angels, and governments are tightening their belts, cutting off the supply of…